Discover the powerhouse behind Southeast Asia's digital transformation: GoTo, officially PT GoTo Gojek Tokopedia, an Indonesian technology giant forged from the monumental merger of two industry titans, Gojek and Tokopedia. This strategic alliance, publicly unveiled on May 17, 2021, in Jakarta, sent ripples across the regional tech landscape, marking the unification of Indonesia's largest unicorns. Following their unification, the combined entity commanded an impressive valuation soaring to US$18 billion, a figure underpinned by Gojek's 2019 funding rounds and Tokopedia's early 2020 capital infusions.
As this innovative ecosystem continues to expand, GoTo Financial is actively seeking ambitious professionals to join its ranks through the highly anticipated Lending Risk Analyst Acceleration Program.
## PT GoTo Gojek Tokopedia Tbk: Lending Risk Analyst Acceleration Program
This meticulously designed initiative serves as a fast-track pathway for early-career Lending Risk Analysts, immersing them in real-world business challenges and providing invaluable mentorship from both local and international experts. GoTo Financial is specifically seeking high-potential individuals eager to contribute to the digital finance sector. Far more than a conventional job, this structured rotational program is engineered to cultivate the next generation of risk leaders, offering an accelerated trajectory for career advancement.
As a selected trainee, you will embark on an intensive, hands-on learning journey through carefully curated rotations across various specialized functions within our Lending Risk division. This comprehensive exposure will enable you to develop profound expertise in identifying, assessing, and effectively mitigating the most critical risks inherent in our dynamic financial ecosystems. Working collaboratively with seasoned industry professionals, you will gain practical insights into balancing cutting-edge innovation with prudent risk management, significantly accelerating your professional development within one of Southeast Asia’s fastest-growing fintech environments. Your contributions in this role will directly help shape the future trajectory of the lending industry. If you are invigorated by this exciting challenge, this program is designed for you!
What You Will Do
Participants in the Lending Risk Analyst Acceleration Program will engage in a diverse range of critical activities, including:
* Risk Analytics & Insights: Leverage extensive datasets to extract actionable insights, proactively identify emerging risk trends, meticulously monitor portfolio performance, and contribute to the development of data-driven risk strategies across both credit and fraud domains.
* Rotational Exposure: Participate in structured rotations across distinct functions within Credit Risk and Fraud Risk, gaining a holistic understanding of the end-to-end risk management lifecycle.
* Risk Monitoring: Provide essential support to the team in daily risk monitoring activities, encompassing the tracking of key risk indicators (KRIs) and the generation of regular, comprehensive risk reports for various stakeholders.
* Policy & Process Improvement: Collaborate closely with team leads to meticulously review and enhance existing risk policies, standard operating procedures, and internal controls, ensuring their robustness, scalability, and continued effectiveness.
* Cross-Functional Collaboration: Work in close partnership with Senior Team Leads (STLs), Finance, Product, and Engineering teams to seamlessly integrate risk considerations into the conceptualization and launch of new products and features.
* Project Support: Actively contribute to special projects and strategic initiatives aimed at modernizing GoTo Financial's risk management framework, including the exploration and implementation of innovative tools or methodologies.
What You Will Need
To be considered for this impactful acceleration program, candidates should possess the following qualifications:
* Educational Background: A recent graduate (within the last two years) or a fresh graduate holding a Bachelor’s or Master’s degree from a reputable university.
* Field of Study: A strong academic record in quantitative disciplines such as Statistics, Mathematics, Engineering, Computer Science, Economics, Finance, or other related fields.
* Data Proficiency: Demonstrated analytical abilities with practical, hands-on experience utilizing data analysis tools like Excel, SQL, Python, or R is highly advantageous.
* Problem-Solving Mindset: A capacity for logical thinking and structured problem-solving, coupled with a genuine passion for data analysis and tackling complex challenges.
* Adaptability: An eagerness to learn rapidly and proficiently adapt to new challenges within the dynamic and fast-evolving fintech landscape.
* Communication Skills: Exceptional verbal and written communication skills in English, with the ability to articulate complex ideas clearly and effectively to both technical and non-technical stakeholders. A proven ability to work collaboratively within cross-functional teams is essential.
* Attitude: Highly motivated, detail-oriented, and possessing an unwavering sense of integrity and strong ownership over assigned tasks and responsibilities.